Which of these 3 scenarios has the potential to freak you out most?
1. Your boss asks to see you at the end of the day out of the blue.
2. The love of your life appears to be cooling down and you’re clueless.
3. You reach for your wallet, only to discover that it’s nowhere in sight.

If you picked number 3, welcome to club. Your meet-up with the boss is likely innocent. Your honey’s probably preoccupied. Your wallet? Your life’s in there. Credit cards. Driver’s License. Insurance cards. And the cash you just withdrew for a big weekend. The accessory you take for granted just crashed your world.

Hopefully, you’ll find your wallet or have it returned. And when you hold it again, don’t be surprised if you experience the kind of euphoria known only to those who have dodged serious bullets. Think about his next time you shop for a wallet and decide how important it is to you to protect all of the items you carry around.

What to consider when buying a wallet
Like all accessory trends, wallets have experienced a smart revolution, too. Beginning with the invention of the wallet in early human history when warriors used small bags with drawstrings made of animal skin–through Greek and Roman use of wallets as portable larders–even Shakespeare wrote about them when composing his tragedy “Troilus and Cressida” (“Time hath, my lord, a wallet at his back”) during the Elizabethan era.

Fast forward to the present. Essentials you carry in your wallet are unique and may even be irreplaceable, so when you shop for a new wallet, ask yourself these questions:

-Do I need a lot of carry capacity?
-Where do I carry my wallet; jacket or pants?
-How important is style and color?
-Does frequent travel—for business or pleasure—factor into my lifestyle?
-Do I keep cash separate from my plastic?
-How important are weight, silhouette and material?
-How much am I willing to spend on a wallet?

Presenting the Cascade Wallet
When “GQ” magazine first profiled the Cascade within the pages of its review section, editors referred to the maker of this clever wallet as “the real-life Q Division for the James Bond in you.”

Women weren’t ignored. “Vogue” profiled this unique invention and “Business Insider” included a link to the MainWonders.com site so readers could watch this innovation in action via the manufacturer’s video footage.

This palm-sized essential does everything but brew coffee: it’s an elegant, uber-thin vehicle that dispenses credit cards with a flick of the finger via button with a sliding device. Crafted of anodized aircraft-grade aluminum, it defies identity thieves by being impervious to RFID signals so contents remain safe from cyber intrusions.

Shoppers can order a Cascade in a handful of metal finishes: gunmetal or silver for guys and wallets with fashion-forward exteriors that are the colors of popsicles for women who live to accessorize and color-coordinate their accessories.

For men and women who need more carry capacity–say your credit card stash is huge or you are required to carry lots of ID–this wallet can be combined with a signature cover made of top-grain leather that wraps around the unit so snuggly, you couldn’t lose the wallet if you tried. We should add that the tenacious money clip welded to the wallet grips like a boa constrictor.

Whether you prefer just the wallet unit (at $199 USD) or you need more storage and wish to add the cover ($49 USD), you’ve probably not encountered a wallet this secure and unobtrusive before, and that was the exact intention of the ManiWonders’ folks when they designed and engineered this marvel.

Is the Cascade for you?
We can’t guarantee that you won’t lose your wallet, but we can guarantee that your life is going to be less complicated if you replace your current billfold with a Cascade.

Even the name is appropriate: When you trigger the slider button, your credit cards spill out in “cascade” fashion so you don’t have to ferret around looking for the card you need. This pop-up features has prompted some owners to call this wallet “fun.”

At just 10.3mm thick, you could slip your Cascade into your jogging shorts’ pocket and not worry that it will either weigh you down or prove too tight a fit because it’s just that small. Manufactured in Canada, the Cascade secures your valuables and can be customize able by engraving, personalizing and even adding a photo.

Do you like supporting company start-ups that begin as Kickstarter campaigns? That’s exactly how MainWonders received its underwriting in the first place, so factor this in when you mull your decision to purchase this investment in your security and safety.

Cascade Pros:
-Sleep soundly knowing that RFID technology can’t penetrate your Cascade.
-Slip this unobtrusive wallet into the tightest pair of men’s or women’s pants.
-The cascading credit card dispensing mechanism saves you time and frustration.
-Personalize your wallet with a message, family photo, sports logo or something fun on the wallet’s exterior.
-It would take a sledgehammer to destroy your Cascade, so if you live on the edge, this product has your name written all over it.

Cascade Cons:
-The hefty price tag might not fit into your current budget.
-Size could be a deal-breaker if you find it impossible to winnow down the number of items you carry in your wallet.
-Sitting on this wallet could distract you big time; use your imagination!
-Because this product is new, availability could be problematic.
-Technology that addresses credit card vulnerabilities is on a fast track, thus you may find that you don’t need this type of wallet.

Do you really need a Cascade?
It’s fun. It’s clever. You might even show it off when you get together with friends: a cascading collection of credit cards that line up like toy soldiers the moment to push a button. But forking over several hundred dollars deserves a re-think of whether this is truly worth your time, effort and bucks.

InfoWorld columnist Roger A. Grimes authored a thought-provoking treatise called “Why you don’t need an RFID-blocking wallet” in 2016, and whether you intend to buy a Cascade or not, it’s incumbent upon you to consider the big picture.

How much of your desire to own a wallet like this comes out of irrational fear–fear of RFID intrusion in general or fear of risks associated with simply walking around with credit cards? In fact, not every credit card is fitted with an RFID transmitter. As a matter of fact, most cards aren’t made with them.

Need proof? Look for any of these logos when you check out the cards in your current wallet (http://www.bing.com/images/search?q=contactless+payment+logo&qpvt=contactless+payment+logo&form=IGRE&first=1&cw=1660&ch=910) to ascertain whether your cards are embellished with any of these symbols.

That chip—the gold one?
It’s not an RFID transmitter, by the way, and if your cards all come with pin protection, you’re even safer every time you carry your card(s). But are you aware of the fact that cards (with and without chips) are quickly becoming obsolete? In the not-too-distant future you will be able leave your credit cards home.

Perhaps you are already doing that because your phone is your spending tool. The use of mobile devices is fast becoming the most commonplace, convenient and speedy method of undertaking monetary transactions that were once the sole dominion of plastic.

Do you have the Apple Pay app on your phone? Do you find yourself using your mobile almost exclusively these days when paying for things? You’ve already arrived in the future so carrying plastic credit cards may be a moot point for you.

Additionally, today’s inventive criminals break into websites and “steal hundreds of thousands to tens of millions of credit cards at a time,” writes Grimes. “Why would a criminal go to the effort and expense of stealing credit card info one card at a time when [they] can steal a million in one shot?”

Finally, are you aware of the fact that aluminum foil does a great job of blocking RFID signals? Sad but true. Bottom line, says Grimes, is that you stand a better chance of winning the lottery than having your card info swiped as you go about your day.

So, does this mean you should deprive yourself?
Don’t be silly. If you’ve fallen in love with the Cascade wallet because it has so many features and benefits it will definitely save you time and worry, be of good cheer. This popular product is already being favorably reviewed by techies and acquired by consumers in impressive numbers.

As more retailers carry the Cascade, the price is going to drop and that’s already happening, so if you can’t resist saving some money on something that’s this desirable, you would be foolish to say no—-foolish to leave this trendy item off your Christmas wish list and very foolish to stop dropping hints that you want a Cascade around people who are desperate to find gifts for you because you’re someone “who has everything.”

Give your Cascade wallet some TLC!
Leave it to “Forbes” magazine to post an article about giving wallets the respect they deserve. According to the U.S. Department of Justice, 20-percent of people whose identities are stolen were victims of lost wallets when the department last gathered that statistic in 2008 (https://bjs.gov/content/pub/pdf/vit08.pdf). Lessen your risk by employing these 6 rules once you’ve snagged your Cascade:

1. Be especially cautious about carrying your wallet at night and on weekends because if you try to replace your valuable financial tools, you may have to wait until morning or Monday to take action.

2. Consider leaving some of your wallet’s contents at home; cards and identification you won’t need. Bringing the single credit card you intend to use is a better idea. Especially if you intend to pub crawl.

3. There are still honest people in the world. Leave a slip of paper with your cell phone number in your Cascade so if someone finds your wallet, they can call you.

4. Do something about your propensity for putting more cash than you intend to spend in your wallet.

5. Don’t carry around gift cards unless you plan to use them immediately. Always think of gift cards as cash.

6. Memorize your credit card numbers. Don’t have enough brain capacity? Use the office photocopier to print out front and back sides of your cards and file the copies in a safe place.